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CHITRAGUPTCredit Risk Management
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Chitragupt Engine v2.0

Smarter Credit.Faster Services.

Seamless E-Services.
Secure CIBIL Reports.
Digital E-Sign & E-Stamp.
Trusted CA Services.

Empower cooperative institutions with intelligent credit risk management and a complete suite of digital services real-time default detection.

Live Processing
0.42s Response Time
Proven Enterprise Impact
Pan-India
0+
Financial Institutions
Empowered across 12 states
Real-time
0+
Borrower Reports
Multi-bureau instant verification
High SLA
0%
System Uptime SLA
High-availability infrastructure
Risk Engine
0L+
Credit Assessed
Real-time risk scoring engine
Public Verification

Track CA Certificate

Verify the authenticity and current status of any CA Certificate instantly, without logging in.

The Chitragupt Advantage

Why Choose Chitragupt?

A battle-tested workflow engineered to protect portfolio health, streamline lending, and guarantee compliance.

✓ Step 01

All Services in One Place

Eliminate the need for multiple vendors. Access CIBIL reports, e-Sign, e-Stamp, and CA Certificates from a single, unified dashboard.

Single Vendor Management
Unified Billing & Top-ups
Centralized Document Storage
Step 02

End-to-End Digital Process

From fetching credit reports to generating and digitally signing loan agreements, experience a completely paperless, automated workflow.

Zero Paperwork
Instant Loan Agreements
Automated E-Stamping
Step 03

100% Compliant & Secure

Built for financial institutions. Ensure strict regulatory alignment with complete data privacy, encryption, and legally binding digital signatures.

Legally Binding E-Signs
RBI & DPDP Compliant
Encrypted Data Vault
FAQ

Frequently Asked Questions

Find everything you need to know about Chitragupt's digital services, pricing, and integrations.

Chitragupt is a comprehensive digital services platform designed to streamline operations like CIBIL report pulling, digital e-signatures, e-stamp procurement, and automated agreement generation.

Our Digital e-Sign feature is highly secure, utilizing legally binding, Aadhaar-based or OTP-based electronic signatures that comply with regulatory standards.

Yes, you can seamlessly integrate with certified Chartered Accountants for financial verification and audited certificate generation directly through our platform.

It operates on a flexible pay-as-you-go model with per-report deductions, real-time balance tracking, instant online top-ups, and automated GST invoicing.

Absolutely. All our services, including e-Stamping and e-Agreement generation, are built to ensure complete regulatory compliance.

CIBIL reports are pulled instantly through our platform. Our direct integration with national credit bureaus ensures you receive comprehensive borrower histories in real-time.

No, one of the key benefits of Chitragupt is our unified platform. You can access e-Sign, e-Stamp, CIBIL reports, and CA certificates all from a single, centralized dashboard.

We offer a flexible pay-as-you-go pricing model with our Prepaid Wallet System. There are no hidden subscription fees—you simply pay for the services and reports you utilize.

Our platform ensures high reliability, but in the rare event of a failure, the deducted amount from your Prepaid Wallet is automatically reversed in real-time with complete transparency.

Go Fully Digital Today

Ready to Digitize Your Co-operative Bank?

Join 50+ leading institutions streamlining their workflows with integrated CIBIL reports, e-Sign, e-Stamps, and automated agreements.

Instant Onboarding
Unified Billing System
100% RBI & IT Act Compliant