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CHITRAGUPTCredit Risk Management
Legal Framework & Terms

Terms of Service

Please read these terms and conditions carefully before accessing or using the CHITRAGUPT platform and services.

Effective Date:September 2, 2026
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1. Agreement to Terms

By accessing and using this website and the CHITRAGUPT Service, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

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2. License and Use

CHITRAGUPT Platform grants you a limited, non-exclusive, and non-transferable license to access and use the Service for authorized purposes only. You agree not to use the Service for any unlawful purposes or in violation of any applicable laws and regulations.

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3. Intellectual Property Rights

The Service and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio) are owned by CHITRAGUPT Platform, its licensors, or other providers of such material and are protected by India and international copyright, trademark, and other intellectual property laws.

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4. User Responsibilities

As an authorized user of the Service, you agree to the following obligations:

Not reverse engineer, decompile, or otherwise attempt to discover the source code
Not transmit any unauthorized or unsolicited information
Maintain the confidentiality of your account credentials
Comply with all applicable laws and regulations
Obtain proper consent before uploading any data
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5. Compliance and Regulatory

The Service is designed to comply with RBI, CIC, DPDP Act, and PCI-DSS requirements. Users agree to maintain compliance with all applicable financial and data protection regulations in their respective jurisdictions.

RBI Aligned
CIC Compliant
DPDP 2023
PCI-DSS Safe
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6. Limitation of Liability

In no event shall CHITRAGUPT Platform, its officers, directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or use, arising out of or in connection with your use of the Service.

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7. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice or liability, for any reason, including if you breach the Terms.

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8. Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to the website. Your continued use of the Service following the posting of revised terms means that you accept and agree to the changes.

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9. Contact Information

If you have any questions about these Terms of Service, please contact us at:

Legal Department
legal@CHITRAGUPT.com
Registered Entity
CHITRAGUPT Platform, India